I know I must be missing something here but I don't see why everybody doesn't purchase padded armor. It has 2 soak, it has 0 encumberance when you wear it (if I'm reading the encumberance rules correctly) and there don't seem to be any other penalties. It's a little pricey but other than that it seems pretty straightforward.
Now I don't mind if all my players use padded armor but I want to make sure that I'm doing it the right way.
Could someone clue me in?
Thanks.