Frank said:
You can actually set the options so that it trusts your judgement and doesn't write UNBALANCED in big red letters across your character. Which is ideal, because as you've noticed you aren't actually allowed to give out 3+ random uniques or characters with matched fixed uniques and all kinds of other crap unless you write it in yourself and that option comes up unbalanced as well.
The basic answer to your question is to go into the options and turn it off. I forget whether it makes you restart the program or not.
-Frank
I can turn it off? sweet, tnx.