Hi.
So after realising I've been playing damage and horror wrong (I always dealt them face-down, but they should be played face-up and resolved), I decided to have a proper read through of the rules reference.
It turns out I was also playing wounded and insane wrong, as I was discarding all of the cards...
However, the rules state that w hen an investigator gets damage equal to or greater than their health, then all damage is applied, then a wounded condition is applied, and then only the face-down damage cards are discarded.
So if I'm reading this right... it is possible that you could apply the wounded condition, discard only face-down cards, and immediately die due to having more damage than health?
Similarly for horror, sanity, and the insane condition?