As in the topic. What do you think about decreasing character creation points by a few points, for example by 5? IMO, it isn't a bad idea.

I think it's a swell idea. It baffles me that they went with such a high, heroic default budget, because you can get everything AND good stats with it. There's no need to prioritize. But if the GM does start PCs off lower, then some players may feel annoyed they're being nerfed from where they 'should' be.

But, yeah, lower power is nice.

Was considering the same thing. I created a couple of different characters and was surprised that when I needed a 'dump stat' to throw a leftover point into each wound up with a higher income level (or whatnot) than I'd wanted them to have concept-wise. Worked out nicely for the Student as he now has no money but a nice weighty collection of tomes he 'liberated' from the university when he decided to become a student of life.