Amazingly, someone was actually available to play AH over the weekend, and we played with KiY, but there was one encounter that we encountered that seemed a bit odd:
Unvisited Isle
A monster is attacking a huddled figure in the shadows. If you pass the first Combat check you make against the monster, you may draw a random Ally or Spell.
So, does that mean that we draw a monster similar to "a monster appears", or is it more like the vampire encounter in rivertown, and this is implicitly a Combat (+0) check?