By the way, this is a fantastic game, I'm glad to have discovered it. I did have some questions, particularly about timing, which may be different from MtG, if anyone here has played that.
1) The rules state that cards and effects cannot be used during the story resolution phase until all 3 stories have been resolved. How does a card like Payback work, then? I'm guessing that Disrupt type cards are an exception to the rule, thus allowing Payback to work in the middle of a story. Is that correct? Are Disrupt effects the only types playable in the middle of stories?
2) As a followup from question 1, a card like Sheer Force of Will would have to be played BEFORE a card makes my characters go insane. For example, if my opponent played an Event action that made my characters go insane, it would be too late to play Sheer Force of Will?
3) If I am correct in my understanding of timing then, in Magic the Gathering CCG terms:
Action=Sorcery
Disrupt=Instant or Interrupt
Response and Forced Response=Instant or Interrupt