Dear fellow Overlords (and heroes )

I have a question regarding the start of turn for the Overlord.

When i look at the turn summary card it states the following:

Start of turn:

I - Start of turn abilities
II - Draw 1 Overlord card

||| - Refresh cards

Can i play these in any order?

Say for example i already drew an overlord card, can i than still play cards that state that they can only be played at the start of the turn?

If yes, can i play a card that i just drew, that states it has to be played at the start of the turn?

I'm asking this because last weekend i nearly got shafted, i drew a card that i wanted to play. I played it, but one watchful hero said i could not play it because the draw 1 card action is AFTER the "Start of turn abilities" as stated on the summary card.

Still managed to win the quest and do a little victorydance (because it said Splig does a little victory dance as well after winning the Fat Goblin quest). But this question was still on my mind.

The official answer, AFAIK, is that you may play "start of turn" effects up until you activate your first monster. I've never known "refresh cards" to necessarily come after drawing a card, but maybe we've just been missing that.

I'm pretty sure you can do these three things in any order.

The answer is in the rulebook on page 8.

Start of Turn : During this step, any effects affecting the overlord that last “until the start of your next turn” end. Then, the overlord player draws one Overlord card, and he may play any number of Overlord cards that specifically state they may be played “at the start of your turn.” Then the overlord player refreshes his exhausted cards (see “Exhausting and Refreshing Cards” on page 8).