Say I have a Bara house card, Wildling Bard in hand, and Braavos on the table. When I play the Bard, does it count as an out-of-house stark card that gets reduced by 1 by Braavos?
Dual house characters and "out of house"
No - in order to be out of house, it can't have your House sigil on it. If it has your House sigil, the card is always considered IN-House.
An out-of-house card means they do not have your houses affiliation and are not neutral.
Otherwise, we'd have an out-of-house gold penalty on all multi-house card affiliations.
S'what I though. Sigh. Thanks!