True but like other posters thats definitely against the spirit of the game, and there is scope within the rules for applying a little common sense, the rules are written that loopholes should not be exploited, however I got a shock when I asked a question of the developers about a politico using scathing tirade as a maneuver (*2) and an action to causes massive strain damage that could drop a powerful nemesis in one round with little chance for failure only to discover that they considered that as working as intended, so I dont see how holding back xp is. Any different from that.
Who is to say that the reasoning of the 2 rank limit is to stop it being as an exploit of being able to avoid your free ranks to get skills that would normally cost 15xp (ie an exploit to reduce the amount of xp you pay to get rank 3+). Or is it to represent that players cant start with a level of expertise higher than that of someone who does something similar as a day job.