Aruging for a way to get rid of that surcharge is just another argument for free-form character building, which I wouldn't be philisophically opposed to, but that decision was made long, long ago and won't be changing.
I don't believe I was arguing for anything and I was not part of the Beta-test or have I bothered to read any of the beta forums. I do believe that it's reasonable to assume that there will be at least some guidelines in the AoR & FaD books on transitioning characters to new roles. If one of those ways is a change of career to avoid the surcharge that would be nice, but until I see this advise I won't know.