Just re-reading Fatigue and damage sections
Double your Fatigue Threshold and you die. On a standard character....the threshold may be around 5-7 (T+WP Bonus)?
Failing a Fear test - Gain a fatigue
If you take part in a campaign that features a lot of deamons, and therefore a lot of fear tests is it now possible to literally die because you're scared?
No where does it say you don't take Fear tests while unconcious.
Insanity doesn't make you immune to fear like in DH1, just makes it more likely to pass