Is there a tutoral and/or walkthrough for character creation? Because I am JUST not getting my brain around some of the comcepts and I cant connect the dots.

Which concepts are you having trouble with?

Check out this awesome tutorial from the D20 radio forums.

http://www.d20radio.com/forums/viewtopic.php?f=149&t=11046&sid=845af31356df9eafb56259a46c72b076

Its pretty dated (from the beta) but 90% of it remains the same.

All credit goes to Cyril.

Which concepts are you having trouble with?

Actually I think I was over-thinking it. What was greek to me yesterday seems to have fallen into place on second read. Plus the link that Kelann posted covered 90% of what I was stumbling with.