I was just reading through the optional rules in the GM Toolkit and tried to make sense of the optional rule for spellcasting where difficulty is based on character rank versus spell rank. In the rule, a spell of the same rank as you is an Average Difficulty (2d) check. Which seems really weird. Because if you do not use this rule, same rank spells are, as far as I know, Simple checks (0d) unless they are opposed checks or "vs Defense".
So as far as I can gather, using this optional rule makes it MUCH harder for a starting wizard to cast spells. Am I reading this wrong?