First, as an avid, long-time role-player (primarily D&D, dating back to 1978), I had no idea that a board game could engender this much excitement. AH is truly an outstanding product. Second, by and large the advice, tips, and suggestions found within this forum have proved quite informative.
Here's the question: When LiTaS, associated with an Other Worlds encounter, but not associated with a loss of Stamina or Sanity (reduced to zero), does the investigator lose half of his possessions? In reading the rules, which, as one contributor remarked, "are quite clear; you just need to read them a few times to get the full effect" it appears as though an Investigator would only lose half of the aforementioned possessions in the event of a loss to either Sanity or Stamina.