I don't know the exact numbers, but IIRC the adverse affects of Insanity Points do not manifest until you have tens of them. Once you rack up 10, then 20 points, you must roll for temporary mental trauma, but the real phobias and disorders don't came into play until you have lots and lots of Insanity Points (40+).
Same with Corruption. Unless you have 31-60 points, nothing really matters.
Point is: my acolytes are now Rank 6, pressing 7, and they have nowhere near that amount of points. One has 19 IP, one has around 10 CP, but that's it. Most have far less.
Is this your experience too? or do your players rack em up more quickly? It's not like you roll for them often and sometimes the pcs even make their Fear checks and Willpower tests succesfully.
