Julia Brown: Uncommon Character Cost 3 Skill 2 Arcane Investigation Icon Text: INVESTIGATOR Julia brown gets +1 skill for each insane character in play. Disrupt: If Julia Brown would go insane as the result of a terror struggle, sacrifice her instead. Then, search your deck for a card titled Julia Brown, or The Sleepwalker, put it into play committed to the same story, and then shuffle your deck.
I have problems with the wording and effect of this card. It makes sense by itself, but it satisfying the Terror Struggle makes no sense to me. I've thought about it a few times and thought I had it figured like it's intent is, but extending her effect to other cards makes me wonder. As I understand it, Julia uses the effect of the Terror Struggle to set off her sacrifice ability and the Terror Struggle is done. This happens because it is a "Replacement Effect". I haven't seen "Replacement Effect" in the rules, but I guess it exists anyway. To me Julia is chosen to go insane, her Disrupt goes off and this card is removed. Ok so far. Terror struggle reads:
Terror Struggle
The player who loses a Terror struggle must immediately choose
one of his characters (committed to that story) to go insane, if able.
That character is no longer considered to be committed to the story
(the character is considered to have fled the scene, gibbering and
drooling).
To me this means since Julia didn't actually go insane, you have to choose another character to go insane instead as per the "Paying Cost" section of the FAQ. It's not an actual cost that needs paying, but I feel it applies as a character needs to be chosen to take the effect of the struggle. It is not optional.
I've had it explained to me that "instead" is the magic word here, but I'm reading "instead " as 'Instead of her going insane, she disappears so you need to choose another character to go insane'. i can even see the Disrupt causing her new card to come into play at the story before the Struggle's effect goes off so the new version can be chosen to go insane, or be immune because it has Terror or Willpower.
If this is not the case and she ends the Terror struggle, then you should be able to choose the Assistant to Dr West, anyone with Warded Flesh or a 'Disrupt:bounce to hand' effect for the Terror or Combat struggle, return them to hand and say the criteria for the effect has been satisfied. All Terror and Combat say is " The player who loses a Terror struggle must immediately choose one of his characters (committed to that story) to go insane, if able / The player who loses a Combat struggle must immediately choose one of his characters (committed to that story) to take a wound, if able." I choose the Assistant to take a wound and bounce him to hand. I chose a character to take a wound so the struggle is satisfied, even though the character is no longer on the board. No instead needed.
So, is this the new game loop hole?