A few of you might have read that I was working on a variant to restrict each investigator's random starting items. Well it's done and available here:
In essence, you won't get Wendy Adams with Credit Rating and an Elephant Gun. Nor will you get Michael McGlen with Expert Occultist and The King in Yellow (his backstory says he doesn't believe in voodoo crap). Note that for the most part these restrictions were chosen on the basis of theme and not mechanics (there isn't much available to help Vincent Lee be faster, for example). But, in the interest of making sure that all of the non-basic skills got equal representation, things like Martial Arts might be allowed on certain characters that you might not expect. But that doesn't mean that character will get dealt Martial Arts, of course.