reg said:
Hmmm. His armour is worth TWO HUNDRED gold coins. He cannot wear it in the street else he'll get arrested. He's poor, so sleeps in not-so-nice dives, perhaps even leaves his belongings there. Thats a lot of money in this setting, and as an out-of-towner that spells victim, so .... Nick it. Cut the straps on it and force him to get it repaired then 'lose' it. Burn the Inn down. Sink the barge. Arrest him and confiscate it for a while. Hell, get some dwarven bunkum artist to claim its his family heirloom and hold him up in court for a couple of weeks. Don't penalize him too badly, he'll get it back, but they all make nice plot fillers, and he will end up just a bit paranoid and appreciate his armour so much more. And, with the amount of help he'll need from his less melee orientated friends perhaps he'll get to appreciate their skills a bit more
They above is a very good example of what-not-to-do. Punishing a player for taking a perfectly legitimate career will only breed resentment.