Sorry for reposting. I've asked them in the wrong thread so I got no response.

In a game against Ghatanothoa must Rex Murphy flip visage tokens each time he gains one Clue?(since his special ability yields him one extra)

Can the spell Astral Travel be cast on the same turn during which you've closed the gate, or does the closing of a gate count as an Arkham encounter?(if the latter is true, then the spell cannot be cast).

Do environments that don't specifically denote Arkham affect other worlds as well?

Does Finn Edwards start the game with 18$?(his starting eight plus the bank loan).

zealot12 said:

Yes.

zealot12 said:

AE reads instead of an encounter, so not the same turn.

zealot12 said:

Generally yes.

zealot12 said:

No, the extra is counted into his extra starting possessions, in effect he took and spent money from the loan pre-game.

Thanks for the replies. That's how we've been playing.

Okay, something else I'm not entirely clear on: in Epic Battle, do plot cards like Atlach-Nacha's Web of Death card constitute as the AO's entire attack for one round, or are they supplementary effects to his normal attack?That is, does the devourment of all allies end his attack, or does he also devour one investigator when this plot card is drawn?

I am not 100% sure on this but I think after the upkeep phase of a final battle you draw a card. The card will tell you who attacks and when. Normally its the investigators then the AO but some have it reversed. then there are a few that only allow one of the "groups" to attack. The AO specific cards may change how the AO attacks.

Yea, the plot cards are essentially the ones that give the AOs special attacks I was just wondering if in all cases these special attacks substitute the AO's normal attack or are they add-on effects to the normal attack, like in Atlach-Nacha's case.

Unless an Epic Battle or Sinister Plot says "the Ancient One attacks as normal," then the Ancient One does not perform the attack printed on its AO sheet. In the case of Cthulhu, this means that he will not heal a doom token, as that is part of his printed attack.

Thanks.And another thing: if a gate appears as a result of an encounter, is the investigator who is drawn through this gate delayed in an Other World, or not? Justy asking if it's similar to a gate opening on a player during the Mythos phase.

They are still delayed, meaning they will probably end up with 3 other world encounters.

So does "defaulting" on a bank loan constitute a cost (thus avoiding Finn's ability)? As the card reads ("player must discard") it seems like this would not affect Finn, but I've been mistaken about such things before.

Finn is immune to the effects of defaulting on the Bank Loan.

But can he avoid paying in the first place, or just mitigate the consequences of not doing so? (This is kind of an academic distinction; at most I suppose it might affect scoring.)

I swear, I will never fully understand the circumstances under which something counts as a cost.

When an item says, "discard to use" it is part of the cost of using the item: Whiskey, Blue Watcher of the Pyramid, Silver Key, etc.

A Bank Loan says that you have to lose all your items if you don't pay during the upkeep roll. This is clearly a penalty.

So that means he can receive additional bank loans even if he failed to pay the upkeep cost of his starting loan.

zealot12 said:

I don't think so. The fact he doesn't have to discard items doesn't change the condition a character cannot get another bank loan if unable to pay back the first one