In my campaign, only one fatepoint has been burned. When the explorator had an unlucky encounter with a big nasty implement. However, there has been plenty of situations that could have resulted in the loss of FP's. So far they have been lucky and smart. As a matter of fact, I have not yet given them new Fate Points either. Since I firmly believe that FP's are so rare that one has to be really careful about them. Perhaps, I will award them a single FP at the end of the Lure of the Expanse Campaign.
So I wonder how often do you give your players Fate Points and what have they done to earn them plus how fast do they lose them?