Hi there !
On the Unpaid debts memory cards it is written : Raymond loses all of his favors.
Does it mean you loose your normal favors only or your NPC favors too ?
Ray's memory card : "Unpaid Debts"
If it says all favors, it means all favors.
wow powerful card then ! ... poor Ray...
He should have paid his debts earlier.
Yes, it's strong. One of the weak points of Raymond is that he has to be very careful about his bad memories, or they'll crush him.