1) The potion cards (Fate, Power, Wisdom..) state that you can drink them at once, so I guess taht they can also be kept. Since in this way they'd count in the number of items that a character can carry, in our group we decided taht even if you want to drink immediately a potion just found you must have a "free slot" (forgive my engligh) in the inventory. Are we right?
2) What about the Gold Bags? We think that you can always pick them since thay state "Discard immediately.." (well in italian "Scarta subito" so I guessed the adverb)
3) The Monk can add his initial craft (3) to his streght during fights, or his craft modified by followers, items, signals (I mean the blue cones)? And what about Psionic Blast and War Horse?