A player in my PBeM game wants to cast Bewilder out-of-combat on an inspector who is looking over their wagon for smuggled goods. He's of course hoping that the Perplexed condition is going to reduce the inspector's Observation check and hopefully miss some of their items.
How would you adjudicate subtle spellcasting? I want to be very careful here, because if it ends up being too easy, I'll have set a precedent that I'll later regret. If I make it too hard, I deny the character a chance to do cool things. My first inclination is something like:
To cast undetected: Stealth vs Observation, +1 Misfortune Die per spell rank (or Challenge Die?)
In addition, the spellcasting check itself gains +1 Challenge Die.
I'm somewhat worried about power abuse, so I would likely also restrict this only to spells that "feel" like they could be stealthily case. Magic Dart, no - Bewilder, yes. Or would you not allow subtle casting at all?
Thanks!