Ok, here is my build. At the end I have 8 points left over. Seems like alot.
Human Scout Comfortable wealth. STR 2 TOU 3 AGl 3 INT 3 WIL 3 FEL 2.
Skills: Ballistic, Stealth, Nature lore, Observation.
Actions: ***** in the armor, Accurate shot, Nimble strike, Close quarters Shot.
Talents: Combat Alertness, I'll sleep when I'm dead, Keen eyes.