I know it's just how FFG does things, but in this particular game, not having at least a ground car to start is massively inconvenient, not to mention shortsighted.
Whether you're a PI, a Soldier or whatever flavor runner you choose, having to take the bus while kitted out seems like a bad idea.
And the Ristie should at the very least get an air car. Cause, you know, being from a family that's richer than dirt.