5 hours ago, nameless ronin said:I think part of what determines starting wealth is also what the average starting samurai is expected to need. With few exceptions, within a clan typically courtier families provide a larger stipend than bushi families, who are still more generous than shugenja families. Monk families are, fittingly, making theirs do with the smallest disposable income. The Hiruma are an obvious example, having lost much of their lands (and thus income) to the Shadowlands.
Courtiers are expected to travel more and to spend money on building their network - they need a lot of discretionary money. Shugenja and monks are expected to stay at a temple and have their needs seen to by that temple, with monks also expected to be somewhat ascetic in their lifestyle. Bushi fall somewhere in between (most of their needs are taken care of for them as well, but every military organisation ever knows very well the importance of letting soldiers blow off steam every now and then). Bushi families also typically need a lot more money to provide for their retainers' upkeep, because of sheer numbers alone - the Daidoji as an organisation have massive day-to-day expenses compared to the other Crane families.
Most of this is right, except the part about shugenja. Emerald Empire specifically says that shugenja who stay at a specific temple are a rarity: the exception, not the rule. They're simply too important to Rokugan's religious life, and too rare, to keep most of them sitting in one place year-round.
On 12/15/2018 at 1:21 PM, Daeglan said:I think option 3 is good.
So for example a Mirumoto Bushi would get 150 Koku yearly and a Doji would get 240 Koku
Option 3 makes the most sense for me as well, with the idea that the stipend is likely not annual, but every 3-6 months (likely depending on availability of the samurai, and clan/family tradition). It just doesn't make much sense to give someone all their spending money at once. I'd even go so far as to suggest a 'large' half-stipend after tax season in the fall: another stipend after the winter, and another in early summer, both representing a quarter of the samurai's total income (just for a fluffy system that reflects the influx of wealth from tax season, not necessarily the system you should use for simplicity's sake). That said, it makes more sense as based on status rank imo, than status. 15, and 24, koku are a substantial fortune still, and way more than a samurai needs to provide for themselves, including some nice clothes, and still pick up some rather expensive and/or rare odds and ends.