During setup search your Command deck for 'Debts Repaid,' reveal it, put it into your hand, and shuffle your deck. Then draw 1 fewer card into your initial hand.
Two questions:
1. Do I have to actually pull the card out of my deck if I don't want to? Maybe I want to maximize my chances of drawing another card in my opening hand, or maybe I want my opponent to have to guess whether or not I have Debts in my hand. I realize the card is not worded as optional, but the reason I see this as a possibility is because
2. What if I don't include Debts Repaid in my command deck? The upgrade doesn't say I have to put Debts in my deck (do what the card says, not what it doesn't say). Well then I literally can't search out the card, optional or not. But if I'm forced to search out Debts if it's in my deck, then my opponent would need to verify this, which means they'd have to look through my deck, which is a huge information advantage, and the reason why a lot of card games have a "fail to find" rule that allows players to voluntarily whiff on search effects.