The encountrers in sob refer to "per campaign level" often with a string of modifiers, but how should they be interpretted. (E.g. Bob the ratchetty sorceror has 4 extra HP and 1 extra rmour per Campaign level) If you were playing at Gold does this mean that Bob has:
a) +4 HP and +3 Armour
or
b) +12 HP and +3 Armour?