I guess somebody already talked about this somewhere, but my search wielded no results.
So yeah this is pretty munchkinlike, but I just went with it and build a test character with OggDude's character gen.
If you mod a bulk cruiser even further, you have 8 hardpoints for the ship! And a handling of -1. When you mod it with the Engine Ring Stabilizer, you get a +1 Handling...
On a bulk cruiser! It's pretty ridiculous.