Talk about flammable, they literally have 1d2 Hull. I really appreciate the designers' depiction of poor, desperate sods that man these flying coffins.
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It's actually slightly better than that. There's about 1/3 chance of exploding, not 1/2.
In theory, you're right, Direct Hits only make 1/3rd of the deck. But in practice, the reminder holds enough crippling crits to spell doom just about every fourth card (bad Major Explosion roll, Console Fire, Blinded Pilot, etc.), for a total of 50% deadliness.