Guys I'll like to ask some examples for the Obligation Disadvantage 3pts and 6pts respectively. I am having some writter's block and will like to see some creative options.

Thanks in advance.

I had a Yasuki Merchant once with the severe Obligation Disadvantage to the Bayushi family as a result of his father's extensive gambling debts. Worked out that I was effectively a Scorpion spy / agent, while nominally still being a Crab and occasionally having to choose the interests of his family (and not having his father's gambling debts exposed) over the interests of his Clan.

That's really cool.

I was a Kakita bushi and had a Major Obligation to the Crane Clan. I was "asked" to marry an Asahina ishiken to keep her from leaving the family.

That's a clever way to keep your Obligation within your same Clan.

A couple things you can do are linking various advantages to Obligations.

A minor/major Obligation for having an Ally might make them a sworn/blood sibling. As much as they can help you, you must help them. This combination can also be used to represent a strong connection between Lord (Ally) and Samurai (PC with Obligation).

A major Obligation for the Gentry advantage might be something like directly managing the holding. Its one thing to be the heir to a dojo its another thing to be heir and head sensei.