I posted a question last night about whether or not a Apprentice wizard / initiate starts the game with automatically having their advanced skills....
Well I found it in the back of the ToM! Mages begin play with both Spellcraft and Channelling! Looks like you still have to purchase mage sight and education
However...i searched the ToB and could not find the same for initiates...I am going to assume they start with invocation and piety for free. This might need to be added to the errata.