All the cards have Trappings...
But do characters start with trappings listed? An awful lot of trappings say 'usually carries'.
A roadwarden:
His employers provide him witha postil and ammunition for a dozen shots, or he might carry a crossbow with a dozen quarrels.
<The pistol is worth 5 g by itself...>
The way this reads is if: A standard NPC will be equip like this , but I presume that PC's must buy their own stuff with their starting Wealth.