This one has been bugging me for a while.
I keep a timer on my games. Time expired, but the TO was caught in a rules query and didn't hear the clock on his laptop.
It mattered that the round finished that turn as I was nursing a loss, and another round would have seen me tabled. I called the game. Should I have waited for the TO? My opponent looked annoyed but said nothing and we had after all played the correct length game.