Okay, first off, I must be too dense to get it, but I'm having a heck of a time figuring out how the character creation points were spent for the example characters for the preview adventure (A day late, a shilling short).
So take Kurgi the Troll Slayer for an example. His characteristic stats alone put him over on allowed creation points by my calculation. Raising Str to 5 costs him 9 points (4+5), same for Toughness, and Agility and intelligence are 3 points each. That means he's spent 24 points before buying any skills! Then, he's got to spend 3 more points on Special action cards (Troll feller strike, double strike, shrug it off), plus one more point on skill training (Weapon skill and Intimidate). Even if I assume he's totally broke and his equipment was a gift, I've spent 28 points making this guy, which is way over what Dwarves start with.
Now, is it possible that all the characteristic stats start +1 over the default stats? I know there's a sentence talking about how if you increase each stat by 1 that's the average stat for the particular race, but you don't automatically get that do you? If that's the case I assume you would also gain an 6 extra points from lowering Kurgi's Fel and WP from 3 to 2, and would have plenty to buy him completely, but I don't think that's the case, because if everyone starts out with +1 characteristic why would they make the stats lower in the default table at all?
I feel like this is obvious to everyone else, but I am having trouble with making characters to match the examples in the adventure. Can someone please walk me through this?