Confused about how Foul Fate is handled

By Nobilis, in The Witcher Adventure Game

I'm confused about Foul Fate. I hope someone can straighten them out.

When does a Foul Fate land on a player's character card?

How does it come off?

When is a Foul Fate card drawn?

If a region has both a monster and a Foul Fate token on it, does the player have to deal with both, or his choice between the two?

1) Foul Fate tokens are placed on your card when a) you chose to encounter a Foul Fate token on the board (either because you choose to encounter the token instead of a monster, or there are no monsters and only a Foul Fate token), or b) some card event forces you to place a Foul Fate token on your sheet.

2) A Foul Fate token will be removed when you choose to use that action on your card. You will:

a) choose that action

b) remove the token\

c) draw a Foul Fate card

d) resolve the card

e) continue with your previous action.

3) See part c of step 2 above

4) You have a choice of either encountering the Foul Fate token, or the monster. It is 100% your call.

I hope this helps, if you need any other help please let me know.