I'm sorry if this has been asked before, but I couldn't find the answer. On p. 14 of Dominus it describes using martial knowledge before you have it, as long as you don't use more than 50 above. On p. 15 of the GM toolkit it says only use 1/4 of MK for Low Super and 1/2 MK for Medium Super.
So, the questions I have are thus.
If I have 100 MK total, and it's a low supernatural level campaign, and I want Use of Ki, would that work?
The math: 1/4 * 100 = 25 (+15 borrowed)
Would I roll the POW check at -1 (for 10) or -2 (for 20)?
The math: 15 rounded up = 20; 15 rounded down = 10
I know I apply the modifier to my own POW, but what am I rolling the POW check against?