I think this works, but wanted to make sure:

If someone targets you with a melee/reach attack, if their dice don't generate a 2 (or 3 for reach) the attack misses. Correct?

accuracy has no bearing on melee attacks.

RRG page 17 second point under melee attack:

Accuracy is not required while performing melee attacks.

Then RRG page 21 second point under Reach

An attack with Reach does not require Accuracy.

No, it isn't correct. Accuracy is only checked with ranged attacks. Too slow writing the answer

Ah well- I thought I saw something stating otherwise- must have been in a dream, lol.

Trying to come up with stuff to combat 4x4.

What you probably remember is the rule stating that an adjacent target still requires at least 1 accuracy to hit when using a ranged attack. That doesn't come into play too often, but it could with this card.