Stop saying "they've run the numbers". There a no numbers to be run. You think they've really run market research and asked customers if they would buy X model if Y card were sold seperately? Absolutely not. It's just their best guess on what they think will make them more money.
You seem awfully sure of that. I doubt that you work for them, or have inside knowledge of their business practices, so I'm curious about where this certitude is coming from. Or are you just pulling this from your nether regions?
I'm just as likely to be right as your "magical number generator" is to be likely. I have just as much proof...