The following list is a possible answer for Scum to Phantoms and highly maneuverable Interceptor lists and other slippery lists out there.

It's fairly flexible, has decent hitting power and can move to avoid contact. Each ship is also action efficient in its own right.

100 Points

Dace Bonearm HWK-290 (32)

Veteran Instincts, Ion Cannon Turret, K4 Security Droid

Kavil Y-Wing (31)

Blaster Turret, R4 Agromech, Veteran Instincts

Prince Xizor StarViper (37)

Veteran Instincts, Virago, Autothrusters, Fire-Control System

To truly be a possible answer to Phantoms it has to come in at or under 98 points. Most Whisper players will make an initiative bid of 1-4 points.

The problem then becomes what the heck do you take out? It seems like Xizor is the best candidate for dropping points, since the other two ships basically only have the baseline upgrades they need to function well. Drop the Virgo title and FCS for a 3 point bid? Or drop the Autothrusters for a 2 point bid?

I'd drop Autothrusters for the 2 point bid if push came to shove.