Been playing around a bit with the Knight level recommendations for characters that aren't using lightsabers, and I'm finding that in many cases, starting out with 10K credits leaves me with characters that have anywhere from a couple to several thousand credits left over, even if using those rules for EotE or AoR characters.
While the 10K does cover the cost of a lightsaber, I think it hands over too much money to other character types that can severely tip the balance of the game, particularly for mixed groups that make use of EotE or AoR material.
I wonder if the options should be "lightsaber or 5K extra credits" instead. While the lightsaber costs more, it's a set item without much wiggle room as opposed to the haul that a bunch of bonus credits could provide.