
vs.

I'm going to be a minority here, but... I'm gonna go with Wendy. Daisy can easily handle monsters with her free spells, that's true, but Wendy can simply evade them all, and not just the monsters in the streets. Also, to top it, Wendy starts the game with an Elder Sign. Anyone agrees with me? (although I doubt it)
Reason is that she doesn't need anything. She can go where she wants, when she wants to. There is some danger in the encounters and after her first two seals, there aren't that many clue tokens just lying around, so sometimes she has to go into dangerous locations.