reaper as a player character

By crimhead, in Talisman Home Brews

Hello. I want to try The reaper as a PC. (Actually, my daughter's heart is set on it). I'll give her the abilities that if she lands on a player, she can make them roll on her card. This ability is potentially deadly, but potentially useless. I'd like opinions as to how powerful this character would be so I can decide what else to give her.

I was thinking 3 craft, 3 strength, and four lives. I am toying with the idea of free passage through Dice With Death. I'd like suggestions on how much fate to give her, and whether or not to start her with a spell (as well as adjustments to the strength, crasft, and life values I chose).

Finally, if anyone else has actually tried using death as a PC, I'd like to hear all about it.

I think my biggest gripe will be that we can't use The Reaper expansion!

Thanks!